Bitmand

This guy got it just about right when he starts with:

Passwords are no longer acceptable as a security mechanism. The arrogant security people ask users that passwords be memorable, unguessable, high entropy, all different and never written down. With the proliferation of the number of passwords and the ever-increasing brute-force capabilities of modern computers, passwords of adequate strength are too complicated for human memory, especially when one must remember dozens of them. The above demands cannot all be satisfied simultaneously. Users are right to be pissed off.

Please! Read the paper he links to - it’s a pretty nifty alternative to a scary world :)